SIP - is the most disciplined way of investments in the mutual funds. SIP allows you to set aside certain fixed amount of money at the regular intervals (for example- weekly, monthly or quarterly) with a goal to generate the capital appreciation in a longer run. SIP returns will be calculated in a bit different way to the lumpsum investments. As SIP purchases get staggered over many months and years, the number of units you get are very different for the similar investment amount. Total units you get are multiplied with the NAV value of a scheme and calculate your returns. All you have to do is choose the monthly investment, tenure and return expected to come at the maturity value. The SIP investment inculcates habit of savings, and best way of saving regularly is making your Pay Day as your SIP date.

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