SIP - is the most disciplined way of investments in the mutual funds. SIP allows you to set aside certain
fixed amount of money at the regular intervals (for example- weekly, monthly or quarterly) with a goal
to generate the capital appreciation in a longer run. SIP returns will be calculated in a bit different way
to the lumpsum investments. As SIP purchases get staggered over many months and years, the number
of units you get are very different for the similar investment amount. Total units you get are multiplied
with the NAV value of a scheme and calculate your returns. All you have to do is choose the monthly
investment, tenure and return expected to come at the maturity value. The SIP investment inculcates
habit of savings, and best way of saving regularly is making your Pay Day as your SIP date.