Infimoney Blog

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Introduction to Stock Market

Introduction to Stock Market

As the name says, stock market is a market for different stocks (or equity). Let’s look at it as a shop where you will go to buy the stock and sell them.

To understand it better with an example of the daily grocery items that you will shop for. All the sellers gather at a common place to sell their product and buyers will also go there in order to get the complete range of the products to select from. For some reasons,...

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Primary and Secondary Market

Primary And Secondary Share Market

 

There has been a big dilemma on which one is better, from the primary market and the secondary market. Basically, both of them share same aim, helping companies to get capital funding. But, major factor that will differentiate both of them is a process used for collecting the funds.

Primary Market

Primary market is a market where the companies issue new securities with the...

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Stock Market Instruments

What Are Financial Instruments Of Stock Market?

Financial markets collectively bring millions of people together from across the world a wide range  financial instruments. Being one of the biggest market, there’re many different securities and instruments that you can trade as well as take benefit of the price movements to get in optimal profit.

Traders and investors will turn to stock market in order to achieve short term profits and to...

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Stock Market Participants

Stock Market Participants

Part of the SEC operation is maintaining standards for orderly, efficient and fair markets. For doing this, SEC regulates many stock market participants. It includes:

Stock exchange

The stock exchanges play a very important role in the share markets of India. They offer the organized market for the companies and investors to buy & sell shares.  In India, the two main stock...

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Stock Market Capitalisation

Stock Market Capitalization

Market Capitalization generally represents the collective value of the company. It can be obtained by multiplying their outstanding number of shares by the existing price per share.

Let’s take an example, if a company has 20,000,000 outstanding shares and with the share price of 20 Rs. per share then Market Capitalization of the company is Rs. 400,000,000 (20,000,000 x 20 Rs.). So, Market Capitalization is a price in...

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Stock Market Indices

Stock Market Index

Stock market index is the statistical measure that shows changes happening in the market. To make an index, some similar types of stocks are selected from the securities listed on an exchange and combined together.

Stock market index will appear like a barometer that shows an overall condition of a market. They will facilitate the investors to categorize the general market pattern. And investors will take stock market as their reference...

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Exchange Traded Funds

Exchange traded fundsWhat It Is All About?

Exchange traded funds are a simple or low-cost way of getting investment returns just like share index or underlying asset. But, some ETFs are highly risky and complex than others. So, here we will explain the challenges and what you have to know before investing in it. 
Exchange...

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How Dividends Can Impact Stock

How Dividends Can Impact Stock Market

 

There are many different factors that affect the stock prices. Demand and supply plays an important role in the up and down of the stock prices. Some other factors include fear and greed. There is something else when company pays the dividend. In real stock market trading, it isn’t always a case. At any event, you must know the terms like ex-dividend, payout date and record date to know how the...

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Market Jargons

Market Jargons to Get Familiar With

Individuals who have interest or enthusiasm in stock trading generally lack the domain knowledge about the market. Even though trading does not needs lots of money and time, it is important to equip yourself with some fundamental tools and training in order to take the correct decisions. Let us not dive into these technicalities, but here I...

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How Stock Trade Works?

What happens when you buy a stock?

If you want to invest your money in a company then you buy shares of that company stock through stock market system. What is a stock? Stock is the ownership part of a company and the stockholders have the claim on the company profits and assets. Stock investing is a way of growing and accumulating the wealth in a long run.

 

How Stock Trade Works?

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What’s Bonus issue?

Bonus Issue And Its Effects Of Stock Price

Bonus share is a free share of the stock given to the current shareholders of a company. It is based on number of shares that a shareholder owns. While an issue of the bonus shares will increase the number of shares owned and issued, it doesn’t increase the company value. Even though total number of the issued shares increases, ratio of shares number held by every shareholder stays constant. Issue of the bonus shares...

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Different Taxes Applicable

Different Taxes Applicable In Mutual Funds

Just like your salary is taxed according to the income tax rates, profits you make from the mutual fund investments also are taxed but rules are quite different. Let us look at how different kinds of the mutual funds are taxed as per the holding period. Profits you make from your investments in mutual funds are one form of income (or capital gains) and it is taxed. Taxation on the mutual fund profits differ as per your...

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Understanding Rights Issue

Understanding Rights Issue

 

Rights issue is one kind of offering of the rights to an existing shareholder of an organization that offers them the opportunity of buying additional shares straight from that company at the discounted price instead of buying it in a secondary market. Number of extra shares that are bought generally depends on the current holdings of shareowners.

 

Why does the company go for rights...

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Diversification & Investments

Diversification & Investments – Don’t Put All Your Eggs in One Basket

We’ve all heard this saying sometimes in our life, but do we really apply to this advice while it comes about investing? Every research has shown that the portfolios invested among various kinds of assets, like equity or fixed-income investments, will perform much better and will be less risky than the portfolios concentrated in one area. That is because various asset...

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Inflation Explained

Put simply, inflation is a general rise in prices.

When prices of goods and services are on average rising, inflation is positive. Note that this does not mean that all prices are rising, or that they are all rising at the same rate. In fact, if enough prices fall, the average may fall too, resulting in negative inflation, which is also known as deflation.

Inflation 101 – how it is measured

Inflation is typically measured...

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Active Vs Passive Investor

Active Investor Vs. Passive Investor – What Kind Of Investor Are You?

Investors are debating on the merits of the “active” or “passive” investing for some time now. We will break down both these concepts and differentiate why both the strategies will have an important role in your investing portfolio.

 

Two kinds of investing

An active investing is one kind of investment strategy...

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Causes of Inflation

Causes Of Inflation

Inflation will have a great impact on everything surrounding us, from the basic necessities such as food, housing, utilities and medical care to the price of new automobiles and cosmetics. Moreover, inflation will effortlessly deteriorate your savings. This makes our money saved today very less valuable than tomorrow, and eroding our future buying power and interfering with our capability to retire. Let us understand different causes of...

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IPO Market

Everything About IPO Process

 

Initial public offering or IPO is a route to raise funds from market and first shares sale by the company to public, HNIs and institutional investors. After an initial sale of shares, company is not privately held. It becomes the public listed firm with shares and traded on the stock exchange.

Alternatives of IPO

The company can opt to stay private or raise funds from the angel...

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Trade Deficit

Trade Deficit and Its Effects in Stock Market

Trade deficit is one kind of amount where cost of the country's imports exceeds to the cost of its exports. This is a way to measure any international trade, and called as the negative trade balance. In order, to calculate the trade deficit, it can be done by subtracting total value of the country's exports from its total imports.

Effects of Trade Deficit in Stock Market...

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Types Of Mutual Funds

Types of Mutual Funds

 

Mutual Funds are a well-managed investment funds that pools out money from many investors with an aim of investing in bonds, stocks, and other securities. The mutual funds are either owned by the group of investors or managed by the professionals. In a simple term, the mutual fund is the collection of securities that are owned by the investors and handled by the fund manager. Just like an ice cream, the mutual funds also come...

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Benefits Of SIP

Different Benefits Of Systematic Investment Plan (SIP)

 

Best way of earning good returns is buying cheap and selling out when price increases. But, for an investor, market timing can be the difficult proposition. The seasoned investors who are spending huge amount of their time in research and study are not able to time the market. So, in such situation, it’s an impossible task for an investor.

When you are investing in stocks or...

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Mutual Fund Scheme for Child

Am I Choosing The Right Mutual Funds Investment Plans For My Child?

 

The best way of building the corpus my child future will be to plan a right investment strategy. That will be based on an age of my kid and supposed requirement in future, whether it is a degree from the foreign university or wedding, the fixed amount have to be set apart on the monthly basis. In addition, there are the child investment programs that many parents have to invest in....

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Magic Of Compounding Return



Magic Of Compounding Returns

 

Compounding means an initial return you have earned on your investment that becomes a part of an invested capital

Understanding the power of compounding

Compounding happens when interest generated on a principal of the first period gets added back into the principal to calculate an interest for following periods. However, the function of compounding isn’t just...

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Simple Vs Compound Interest

Simple Interest vs. compound interest

 

Anybody who takes a loan needs to think about its cost. Suppose you want to borrow money for home purchase or home renovation, you will make sure your rate of interest is low. From the investors’ standpoint, higher interest rates will present an opportunity to make high return rates. Interest can either be simple or compound. Not able to understand difference between the simple interest and the compound...

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Structure of Financial Market

Structure Of Indian Financial Market

 

The financial market structure is the layer of financial system. In this buyers & sellers will interact to deal in the financial securities. Actually, capital market is a sub-part of the financial system. Other part of this financial system is the money market. The financial market structure offers structural foundations for the long-term flow of capital in India.  Whereas money market generally deals...

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Helpful Things About MF

Top Helpful Things About Mutual Funds

Whether you are a beginner or an experienced investor, probably you are aware that there’re many mutual funds to select from and many details to know. But, there are some basic and helpful things that the investor must know when investing in the mutual funds.

Here’re top 5 helpful things about mutual funds to consider:

 

Long Term Investment

Timing plays...

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Reasons to Invest in MF

Reasons to Invest in Mutual Funds

 

Mutual Funds investments have emerged as the most popular investment options for the retail investors. Combination of the good returns, simple investing methods, and SIP has made mutual funds attractive to many investors. So, here are some top reasons to consider investing in the mutual funds:

 

Diversification

 If you purchase Mutual Fund, you need to get...

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What is GDP?

What is GDP? Understanding In Detail

Gross Domestic Product or GDP can be defined as a market value of the final goods or services produced within the country in a set period of time. This includes public and private consumption, public and private investment & exports less imports. GDP is commonly used to measure the economic activity as well as serves as the good indicator for tracking economic health of our country. The economic growth (or GDP growth)...

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3 Rules of Asset Allocation

3 Rules of Asset Allocation

 

If you want to know how to manage your money in a right way, then simplicity must be your top priority in such case. The same holds true for asset allocation. Simplicity will not just help you when selecting different asset classes, but it will also help you know how to invest in them. Let us look at 3 important rules of asset allocation in detail:

 

  1. If you need money in a 1 year – save in cash: It...

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Blue Chip Stocks

Performance of Blue Chip Companies Stocks

 

Blue-chips are the stocks known for its quality and stability. Even though there’s not any one definition, investors agree that the blue-chip stock generally has the market capitalization of more than $5 billion dollars that puts a company in category of the large-cap stocks.

 

What’s blue-chip stock?

The fundamental and the technical analysts...

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Financial Instruments

Financial Instruments and Associated Risk

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Risks associated with the financial markets include volatility, uncertainty, counterparty risk, interest rate risk and default risk. The various asset classes have got different kinds of risk.

What’s Financial Instrument Risk?

The buyers & sellers can enter in the sub-optimal financial and commodity instrument structures, which are standardized for the efficient...

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Effects of Interest Rates

Effects of Interest Rates on Stock Market

 

Stock market does not generally like very high interest rates. The high interest rates will increase the costs for companies over various measures. The increased costs will result in the lower profits and lower stock rates. But, slowly rising interest rates may actually be very beneficial for stock market, since they can reflect the positive trends in an underlying economy. Recently, RBI has increased...

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Fundamental Analysis

Fundamental and Stock Analysis In India

 

Fundamental analysis of the stock can be used for determining health of the company. It is suggested to do the right analysis of a stock before investing in a company if you’re planning for the long term investment. The technical analysis can be good for finding the entry & exit time in the stock for short term or Intraday. You may also book good profits by using various technical indicators....

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Factor Impacting Stock Prices

Factors That Can Impact Indian Stock Exchange 2019

 

Investors have to prepare their stock portfolios and know how high deficits & debt levels can impact economy and increase the interest rates.  If you are an investor, it is very important to know the interplay between interest rates, debt, and bond and stock markets to form the successful investment plan for 2019. Because of higher India’s deficits and debt, average interest rates...

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Control Emotions While Trading

Control Your Emotions While Trading

Learning to control your emotions when trading will prove to be a difference between the success and failure. The decisions you make generally have an impact on your mental state, particularly if you’re new in trading. So, maintaining a calm demeanor becomes important for the consistent trading. Here in this blog, we are going explore some trading emotions that stop you from trading the right way. Importance of day trading...

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Rethinking Retirement Planning

Rethinking Retirement Planning

 

If you are somebody who wants to spend good retired life, then rethinking retirement planning must be on your priority list. In our busy work schedules, we often forget to predict our future and keep on delaying our goals and plans. However, what we have to realize at an outset is, sooner we begin, the more we can accumulate till our retirement.

The most important considerations for the post-retirement...

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Challenges Faced by the Long-Term investors

Challenges Faced by the Long-Term investors

 

Is there any single best investment share strategy for a long-term investor? There are a few theories that favor just one portfolio for every investor, emphasizing the mix of different assets program. It is believed that having the long-term investment horizon provides much benefit, which includes payoff timing and ability to exploit different opportunities that are caused by an action of the short-term...

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Mutual Fund Flow Cycle

Understanding Mutual Fund’s Flow of Cycle

 

Mutual fund is a kind of vehicle that pools out cash collected by many investors and buy in bonds, stocks, or other assets, and giving investors the cheap way of diversifying and reaping huge market gains when hedging against any losses.

The best part of investing in mutual fund is that it pools away money from various different investors so that it can be invested in the large number of...

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Shares Vs Mutual Funds: Which Is the Right Option For You?

Shares Vs Mutual Funds: Which Is the Right Option For You?

Investing is one kind of game. It is fraught with a lot of risk, however, its rewards are astronomical or just enough, which depends on why this game is played. Some people play this for their retirement money, some people for college, some for their own security, and still many just for the adventure of playing this game.

There are many different methods and things to understand in investment,...

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